Do you do CTP/Green Slips?

Yes - we are authorised agents of QBE and Allianz in relation to CTP/Green Slips in NSW.

As a start-up business, what cover do I need?

This depends on the type of business you are in. New insurance policies are being developed constantly as the world and the risks you face change. DKG Insurance Brokers undertake regular training and remain abreast of all developments within the industry, so they are well placed to regularly review your risk areas and advise accordingly.

How do I obtain a quote and how long does this take?

The duration of an insurance policy can vary depending on several factors, including the type of insurance, the insurer's processes and the specific terms and conditions of the policy. Typically, insurance policies can be issued and activated within a few days to a few weeks. However, more complex policies or those requiring additional underwriting may take longer to process.

Why should I use a broker instead of going direct with an insurance company?

As insurance brokers, our priority is to represent your interests at all times and to provide you with professional guidance in everything pertaining to your insurance in a market that is forever changing in premiums, product availability and policy conditions. Our team of Qualified Practising Insurance Brokers is trained to understand the differences between various policies and is often able to negotiate premiums that aren't available to you. In fact, some insurance policies are only available through intermediaries such as brokers. Our role as brokers is to source the most appropriate policies for your circumstances and to advise on the various areas of risk for you or your company.

What is a Product Disclosure Statement (PDS)?

A Product Disclosure Statement or PDS should be provided to retail clients prior to them making a decision to purchase an insurance policy. The PDS is issued by the insurer and highlights significant information about the policy of which you should be aware. This includes information about the insurer, significant benefits and features, things that are not covered, significant risks and other important information. You should carefully read the PDS prior to making a decision about purchasing an insurance policy.

What is a Financial Services Guide (FSG)?

A Financial Services Guide (FSG) must be given to a potential client by a licensee (or an Authorised Representative) as soon as practicable. It sets out information in relation to how we do business such as documenting the standard basis on which we act for the client; providing all statutory notices; other information required by law (e.g. how we get paid); and explaining how we will handle a client’s business.

AI in Insurance: Transforming Risk, Coverage and Claims for the Future

Posted on: 28 January 2025

All

Business Insurance

Insurance Risk Management

January 2025

Discover how AI is revolutionising risk reviews, customising coverage and simplifying claims to keep your business ahead of the curve.

Smarter, Faster, Tailored

The insurance industry is experiencing a groundbreaking transformation, thanks to artificial intelligence (AI). As technology advances and economic challenges evolve, AI is shaping smarter, more efficient insurance practices and it’s changing the way businesses and individuals protect their assets and people. Here’s what you need to know about this revolution and how it impacts your business:

Revolutionising Claims Management
“AI is helping us resolve claims faster and with greater accuracy, reducing the stress on our customers,” says Luke Kelly, Managing Director. With natural disaster claims increasing, these efficiencies ensure faster resolutions and less downtime.
Personalised Policies
AI enables us to offer tailored solutions, ensuring customers only pay for what they truly need,” shares Rouen Van Eck, Executive General Manager of Insurance, Risk and Strategy. This is especially critical as premiums rise due to economic and environmental pressures.
Smart Risk Predictions
By identifying patterns and trends, AI-driven tools can forecast potential risks before they occur. This empowers you to take proactive measures, reducing unforeseen expenses in a challenging economic climate.
Driving Cost Efficiencies
With rising inflation and the cost of reinsurance, affordability matters more than ever. AI pinpoints opportunities to streamline policies and optimise costs, keeping protection robust while ensuring value for your investment.

Smarter Solutions

At DKG Insurance Brokers, we’re blending cutting-edge AI tools with decades of industry expertise to deliver personalised, intelligent solutions:

Market Intelligence on Demand
Stay ahead of trends affecting premiums and coverage.
Dynamic Policy Adaptations
Policies evolve with you, reflecting changes in your circumstances or market conditions.
Expert Guidance
AI provides insights and our team ensures they’re translated into actionable strategies tailored for you.

What Does This Mean for You?

Kelly concluded, “AI isn’t just a technological leap—it’s a game-changer for how we approach insurance in a volatile economy. Whether it’s faster claims, smarter coverage or cost savings, these advancements are designed to keep you protected, prepared and ahead of the curve.”

At DKG Insurance Brokers, we combine the best of technology and expertise to secure your business.

Protect your business today. Please reach out to our team on 1800 252 926 or emails us at insurance@dkg.com.au.

Business Insurance

People Risk Insurance

Personal Insurance

AI in Insurance: Transforming Risk, Coverage and Claims for the Future

Smarter, Faster, Tailored

Smarter Solutions

What Does This Mean for You?

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