When business trips take an unexpected turn, business travel insurance and personal accident insurance safeguard your employees and cover unforeseen expenses.
Business travel and personal accident insurance ensures that your employees are protected during business trips. It provides financial support in case of accidental death or disability, providing peace of mind while travelling.
What are the benefits?
The benefits of business travel and personal accident insurance can include financial reimbursement for medical treatments, compensation for cancelled trips, replacement for lost luggage, legal liability protection, emergency evacuation costs and lump sum payments for death or disability.
What can it cover?
- Medical expenses
- Trip cancellation
- Lost luggage
- Personal liability
- Emergency evacuation
- Accidental death or disability
What usually isn’t covered?
- Travel against medical advice
- Travel to war zones
- Self-inflicted injuries
- Criminal acts
- Refunds if your travel provider becomes insolvent
Other cover may be considered and additional exclusions may apply.
Since the beginning of the Pandemic, many insurers added exclusions to their travel policies in relation to travel and medical expenses related to COVID19 claims. Many insurers have now removed the Coronavirus exclusion altogether or provided limited cover. It is important that you check your policy to ensure you have the broadest cover possible.
At DKG Insurance Brokers, we understand that the needs of each customer are different, therefore we will take the time to assess your individual risk requirements and deliver a bespoke solution. Please reach out to one of our experienced brokers today.
Important note − The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about business travel insurance and personal accident insurance, please consider the Product Disclosure Statement.
Business travel and personal accident insurance provides Australian companies with comprehensive risk management for employees abroad. It encompasses accidental death and dismemberment benefits, medical expense cover, trip interruption compensation and evacuation costs. It offers scheduled benefits for accidental death or disability, typically as a percentage of the sum insured. This coverage ensures compliance with duty of care obligations and protects against financial losses from unforeseen travel incidents.
Business travel and personal accident insurance provides Australian companies with comprehensive risk management for employees abroad. It encompasses accidental death and dismemberment benefits, medical expense cover, trip interruption compensation and evacuation costs. It offers scheduled benefits for accidental death or disability, typically as a percentage of the sum insured. This coverage ensures compliance with duty of care obligations and protects against financial losses from unforeseen travel incidents.
Why Choose DKG People Risk?
Please reach out to Erik Gyllenhammer, our Senior Manager, Strategic Business & People Risk, via email or call on 1800 252 926 to learn more about how we can tailor business travel and personal accident insurance solutions to meet your unique needs.
Choosing DKG People Risk means partnering with a team that is deeply committed to your success. Our experience, combined with a profound understanding of both employer and employee needs, positions us uniquely to deliver solutions that truly make a difference.
With DKG People Risk, you’re not just investing in insurance products; you’re investing in a brighter, more secure future for your entire organisation. Together, we can navigate the complexities of today’s workplace and build a foundation for sustained success.
We invite you to discover how DKG People Risk can help you protect your most valuable asset—your people. Let’s work together to create a supportive and resilient environment where both your employees and your business can thrive.
Business travel and personal accident insurance provides Australian companies with comprehensive risk management for employees abroad. It encompasses accidental death and dismemberment benefits, medical expense cover, trip interruption compensation and evacuation costs. It offers scheduled benefits for accidental death or disability, typically as a percentage of the sum insured. This coverage ensures compliance with duty of care obligations and protects against financial losses from unforeseen travel incidents.