Professional Indemnity Insurance Brokers | DKG Insurance Brokers
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Professional Indemnity Insurance Brokers

Professional indemnity insurance is mandatory in some industries, such as medicine, accounting, law and financial advisers – with the requirements differing from state to state.

But even in cases where it’s not required by law, professional indemnity insurance is recommended for anyone who is providing professional services or advice in exchange for a fee, such as graphic designers, IT consultants and more. Regardless of your legal obligation, it’s often a customer requirement that you have this cover in place.

Anyone can make a mistake – but if your business is found liable for negligence, the costs can be financially devastating. Not only can it lead to an expensive lawsuit, but you’re the hard-earned reputation of your business may be damaged as a result.

That’s why professional indemnity insurance matters – for help protecting your assets and brand if your advice or insurance causes a client to take legal action against you.

At DKG Insurance Brokers, we understand that the needs of each client are different, therefore we will take the time to assess your individual risk requirements and deliver a bespoke solution. Please reach out today to speak with one of our experienced professional indemnity insurance brokers.

“Professional indemnity insurance helps cover the cost of legal action due to your professional advice.”
Australian Government, Business.gov.au

As a wide-ranging insurance solution, professional indemnity cover may include anything from accidents to errors and omissions. Depending on your policy, professional indemnity insurance can cover:

Type of cover Potential benefits
Civil liability Civil liability to a third party arising out of the conduct of their professional business.
Inquiry costs The cost of defending an inquiry by a regulatory body into the professional conduct of the insured.
Defence costs The costs involved in defending a claim triggered by the policy.
Fidelity cover Direct financial loss of the business caused by the dishonest or fraudulent conduct of an employee which is first discovered during the period of insurance.
Advancement of costs and expenses Additional costs and expenses incurred during a claim.

What usually isn’t covered?

Exclusions, the excess you need to pay and limits of liability can vary greatly depending on your insurer. Policies generally won’t include cover for:

  • Contractual or commercial liabilities.
  • Liability which results from fraud and dishonesty.
  • Pollution.
  • Depending on your occupation, third party bodily injury/property damage.
  • Unpaid fees.
“Professional indemnity insurance helps cover the cost of legal action due to your professional advice.”
Australian Government, Business.gov.au

At DKG Insurance Brokers, we cultivate relationships built on trust and integrity. Our approach is not just about mitigating risk, it’s also about unveiling new opportunities for your business. Partnering with us means partnering with a legacy of excellence and trust, relied upon throughout the Australian business landscape.

Our strategic partner network allows us to comprehend and navigate the intricate nuances of the insurance market. As part of the DKG Group, our commitment to comprehensive coverage and unwavering support is deeply ingrained in our ethos.

Excellence is the hallmark of our service. Every interaction, policy and solution is crafted with the highest standards. Aligning with DKG Insurance Brokers assures you of superior service and a shield against uncertainties. The future may be unpredictable, but with DKG Insurance Brokers as your dedicated professional indemnity insurance brokers, your professional journey becomes fortified.

“Professional indemnity insurance helps cover the cost of legal action due to your professional advice.”
Australian Government, Business.gov.au

As leading professional indemnity insurance brokers, it’s our commitment to excellence, coupled with a team of dedicated professionals that ensures your business is not just protected but positioned for future success. 

Trust DKG Insurance Brokers for a partnership that safeguards and propels your professional endeavours. Contact our experienced professional indemnity insurance brokers today to discuss your specific needs.

“Professional indemnity insurance helps cover the cost of legal action due to your professional advice.”
Australian Government, Business.gov.au

“Professional indemnity insurance helps cover the cost of legal action due to your professional advice.”
Australian Government, Business.gov.au