Life Insurance

Even the best-planned life can come undone by illness, accident or even death – and often with far-reaching consequences for those who depend on us, such as our family or business partners.

Having the safety net of life insurance in place is important to help ensure that if you’re no longer around, those who depend on you can keep going without you.

You can also add extra cover to protect your financial future if you get seriously ill or injured, or become permanently disabled.

At DKG Insurance Brokers, we understand that the needs of each client are different, therefore we will take the time to assess your individual risk requirements and deliver a bespoke solution. Please reach out to one of our experienced brokers today.

Important note − The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about life insurance, please consider the Product Disclosure Statement.

Life insurance is recommended for business owners and anyone who has financial dependants.

However, even those without dependants could benefit from a life insurance payout if they become terminally ill. What’s more, total and permanent disability (TPD) cover can provide a payment if you become permanently disabled.

Important note − The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about life insurance, please consider the Product Disclosure Statement.

Life Insurance can provide an agreed lump sum payment if the insured person dies or becomes permanently disabled.

There are a range of different life products, which include:

  • Business life insurance for SMEs such as key person insurance, income protection and business expenses insurance.
  • Group life insurance, which provides benefits for employees.
  • Personal insurance such as life insurance and TPD cover.

What usually isn’t covered?

There are exclusions. There is also often a deductible or excess and limits on cover, so please check with us.

Important note − The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about life insurance, please consider the Product Disclosure Statement.