Commercial Property Insurance

Commercial properties are a significant investment and each property is different – and at times can be involved in circumstances of damage, loss and theft.

In the event of an incident and your property is left unprotected, you could be left exposed to significant financial and reputational damage.

At DKG Insurance Brokers, we understand that the needs of each client are different, therefore we will take the time to assess your individual risk requirements and deliver a bespoke solution. Please reach out to one of our experienced brokers today.

Important note – The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about commercial property insurance, please consider the Product Disclosure Statement.

The purpose of commercial property insurance is to cover the loss or damage to buildings, property and contents.

Important note – The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about commercial property insurance, please consider the Product Disclosure Statement.

Commercial property insurance (or building insurance) covers you against loss or damage done to non-residential properties. It can include a collection of relevant policies such as strata title and landlord’s insurance depending on your specific property and circumstances.

Important note – The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about commercial property insurance, please consider the Product Disclosure Statement.

At DKG Insurance Brokers, a typical commercial property insurance policy will provide cover as follows:

  • Damage from fire, storm, water damage, impact or earthquakes
  • Public and Product liability – Personal injury/property damage
  • Machinery breakdown
  • Theft
  • Flood (optional)
  • Malicious and accidental damage
  • Loss of rent

The main options when arranging commercial property insurance are:

  • As part of your tailored business package insurance.
  • A commercial or mixed-use strata title insurance policy
  • A commercial landlords insurance policy
  • An industrial special risks insurance policy. This is mostly for properties valued above $5 million, however, it should be noted that you may also require a separate public liability policy with this option.

What won’t it cover?

There are exclusions that we can outline for you.

Important note – The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about commercial property insurance, please consider the Product Disclosure Statement.