Raj joined the Group in 2020 as Governance, Risk and Compliance Manager and was appointed Executive General Manager in 2021. He is a corporate governance, risk and compliance senior executive, board advisor, qualified GRC professional and certified GRC Auditor with over 12 years of experience. Raj has key experience in advanced risk assessments, regulatory compliance, identity management, quality, and assurance testing, internal audit and AML/CTF reporting across a diverse range of sectors.