Workers compensation and occupational health and safety insurance provide essential financial and medical support for work-related injuries or illnesses and promote workplace safety through risk assessments and training. It ensures employees receive necessary care and support during recovery while maintaining a safe work environment.
Employers are required by law to take steps to ensure their workplaces are safe. This includes having workers’ compensation insurance for all their employees.
Workers’ compensation insurance is compulsory for all employers in every state and territory in Australia. Each state or territory has its own workers’ compensation scheme, run by independent regulators, with rules differing slightly between each jurisdiction.
What are the benefits?
Some of the benefits of workers compensation and occupational health and safety insurance includes financial and medical support, structured recovery plans, improved workplace safety, reduced injury rates, enhanced employee retention, reduced insurance costs and employee training.
What can it cover?
- Medical expenses
- Rehabilitation costs
- Wage replacement for work-related injuries or illnesses
- Risk assessments
- Safety training
- Compliance support
What usually isn’t covered?
- Injuries outside of work
- Non-compliance with safety guidelines
- Injuries due to self-inflicted harm
- Criminal activities
Other cover may be considered and additional exclusions may apply.
At DKG Insurance Brokers, we understand that the needs of each customer are different, therefore we will take the time to assess your individual risk requirements and deliver a bespoke solution. Please reach out to one of our experienced brokers today.
Important note − The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about workers compensation and occupational health and safety insurance, please consider the Product Disclosure Statement.
We see workers compensation as a health product requiring comprehensive solutions. Our approach integrates proactive safety measures with early intervention, recognising that workplace safety is multi-dimensional. By focusing on both prevention and recovery, we ensure optimal outcomes for employers and employees alike, empowering healthier, safer and more resilient workplaces.
We see workers compensation as a health product requiring comprehensive solutions. Our approach integrates proactive safety measures with early intervention, recognising that workplace safety is multi-dimensional. By focusing on both prevention and recovery, we ensure optimal outcomes for employers and employees alike, empowering healthier, safer and more resilient workplaces.
Why Choose DKG People Risk?
Please reach out to Erik Gyllenhammer, our Senior Manager, Strategic Business & People Risk, via email or call on 1800 252 926 to learn more about how we can tailor workers compensation and occupational health and safety insurance solutions to meet your unique needs.
Choosing DKG People Risk means partnering with a team that is deeply committed to your success. Our experience, combined with a profound understanding of both employer and employee needs, positions us uniquely to deliver solutions that truly make a difference.
With DKG People Risk, you’re not just investing in insurance products; you’re investing in a brighter, more secure future for your entire organisation. Together, we can navigate the complexities of today’s workplace and build a foundation for sustained success.
We invite you to discover how DKG People Risk can help you protect your most valuable asset—your people. Let’s work together to create a supportive and resilient environment where both your employees and your business can thrive.
We see workers compensation as a health product requiring comprehensive solutions. Our approach integrates proactive safety measures with early intervention, recognising that workplace safety is multi-dimensional. By focusing on both prevention and recovery, we ensure optimal outcomes for employers and employees alike, empowering healthier, safer and more resilient workplaces.