Motor Fleet and Commercial Motor Insurance

If one of your company’s vehicles is off the road, it can cause disruption and potential loss of income. There’s also the operational cost of managing repairs and claims and dealing with drivers and third parties…all impacting your bottom line.

Motor fleet insurance provides cover for your company’s motor vehicles or collection of vehicles without having to insure each vehicle individually. Further, motor fleet insurance is suitable for a range of different vehicle types and motor fleet sizes enabling you to manage all your company’s vehicles under the one policy.

At DKG Insurance Brokers, we understand that the needs of each client are different, therefore we will take the time to assess your individual risk requirements and deliver a bespoke solution. Please reach out to one of our experienced brokers today.

Important note – The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about motor fleet insurance, please consider the Product Disclosure Statement.

Having one or more of your company’s vehicles off the road can cause significant disruption to your business.

Commercial motor insurance cover can be customised to meet your business requirements with options such as:

  • Comprehensive – full protection for your motor vehicle
  • Third Party Property Damage (TPPD) – basic level of protection covering you for damage that you cause to someone else’s car or property
  • Third Party Fire and Theft (TPFT) – offers all the protection of third-party property damage as well as additional fire and theft protection for your own motor vehicle

Commercial motor insurance can cover business use vehicles ranging from one vehicle all the way up to 20 vehicles depending on the insurer. Vehicle numbers over 20 will need to be insured under a motor fleet policy. Please refer to motor fleet section on our website for more information.

Commercial motor insurance can cover various categories of vehicles such as but not limited to:

  • Sedans, station wagons, SUVs, utilities and 4WDs
  • Vans up to two tonnes carrying capacity
  • Trucks up to five tonnes carrying capacity
  • Trucks with a carrying capacity of between five and 10 tonnes
  • Prime movers
  • People movers – such as buses and coaches
  • Tow trucks
  • Forklifts

Depending on the insurer and/or vehicle, most commercial motor policies can also be extended to include the following optional benefits:

  • Windscreen excess waiver
  • Rental vehicle following an accident
  • Protected no claims bonus
  • Business interruption or downtime cover – for vehicles generating an income
  • Roadside assistance

Important note – The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about commercial motor insurance, please consider the Product Disclosure Statement.

If you’re running a rental vehicle business, you already know how important it is to get your insurance right. Every day one of your rental vehicles is off the road, is another day of income lost. There’s also the operational cost of managing repairs and claims, dealing with renters and third parties, all impacting your bottom line.

DKG Insurance Brokers works with a specialist motor fleet insurance provider, which focuses on finding solutions for rental businesses to protect their operations and assets and has been part of the motor industry for more than 30 years.

So, whether you run a multi-vehicle rental operation or supply rental fleet cars through a rideshare platform, make sure you consider the correct level of cover to protect your livelihood and future.

For more information, please visit Rentsure.

Important note – The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about rental vehicle insurance, please consider the Product Disclosure Statement.

For over 30 years, DKG Insurance Brokers has specialised in providing motor fleet operators with comprehensive risk management.

DKG Insurance Brokers has one simple objective – to meet the unique needs of your business through personalised service, sourcing industry-leading motor fleet insurance products combined with end-to-end management of vehicle damage, accidents, repairs and recoveries.

We create efficiency and reduce costs across the assessment and repair process. We organise the repair of your vehicles with your nominated repairers, or you can access our repairer network who are committed to lowering repair times and costs.

  • Vehicle damage is estimated, quotes are assessed, and repairs are authorised.
  • Drivers and third parties are contacted and identified.
  • Recovery position is established, and action taken.

So, whether you’re after peace of mind from an insurance policy that meets your specific needs or confidence that your end-to-end claims process is in safe hands – we’re here for you at DKG Insurance Brokers.

Important note – The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about motor fleet and commercial motor insurance, please consider the Product Disclosure Statement.

If you work in a business that owns a motor vehicle or a group of commercial vehicles, motor fleet insurance is suitable for you.

Our team can examine your current motor fleet insurance and claims handling program and provide recommendations that reflect your needs and budget.

The cost of a damaged vehicle isn’t just the price of repairs – it’s the inconvenience of that vehicle being off the road plus the time it takes you or your team to manage the vehicle damage, accident, repair and recovery process.

Important note – The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about motor fleet and commercial motor insurance, please consider the Product Disclosure Statement.

Keeping all your vehicles under the one policy can help lower your overall premium costs and reduce the administration of managing multiple policies.

Important note – The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about motor fleet and commercial motor insurance, please consider the Product Disclosure Statement.

Coverage for your vehicle with a range of different options, for example:

  • Comprehensive insurance
  • Fire, theft and third-party property damage
  • Third party property damage only
  • Additional benefits tailored specifically for businesses including automatic additions and deletions, sign writing, greater driver flexibility and higher legal liability limits.

What usually isn’t covered?

We ensure you understand the basis of cover, the exclusions and additional benefits contained within all general insurance policies we place.

Important note – The information provided is general advice only and has been prepared without taking into account your objectives, financial situation or needs. When making decisions about motor fleet and commercial motor insurance, please consider the Product Disclosure Statement.